Worst Jobs In The World courtesy of: http://izismile.com/
Home buyers who weren’t successful this summer at finding a home due to limited inventories and competition from all-cash offers are looking to retry their luck in the winter, according to realtor.com®’s Winter Home Buyer Report.
“This summer and spring, home-buying season was particularly challenging for buyers, especially first-time home buyers trying to compete with all-cash offers and bidding wars because of reduced inventory,” says Alison Schwartz, vice president of corporate communications at realtor.com®. “In fact, a quarter of the winter home buyers revealed they are in the market now because they were unable to find a home during this last home-buying season.”
But winter home buyers know they’ll face some challenges. Forty-five percent of those surveyed say they believe they will be up against inventory challenges again, with few homes for sale within the price range they desire. Twenty-nine percent also say that winter weather makes house-hunting unpleasant.
But they believe that the winter can be a good time to buy a home. Twenty-six percent say winter is a good time to buy because they feel sellers will be more motivated and willing to negotiate. Twenty-four percent also say they think home prices will be better.
Of those looking to buy this winter, 23 percent are planning to make a down payment of 10 to 20 percent, according to the realtor.com® survey. Twenty-two percent are planning to put down 21 to 99 percent in cash; 19 percent plan to put down 100 percent cash; and 13 percent are planning to make a down payment of 3.5 percent to qualify for a Federal Housing Administration loan.
courtesy of: http://realtormag.realtor.org/
Courtesy of: http://www.weather.com
North Dakota retired engineer George Loegering has found a rare spinning disk of ice in the Sheyenne River, a weather phenomenon experts say likely was caused by cold, dense air, and an eddy in the river.
There it was, just sitting in the Sheyenne River — a perfect circle of ice, about 50 feet in diameter, gently rotating in the water.
George Loegering’s discovery of the huge ice disk last Saturday has been a big hit over the Web after his video of the phenomenon went viral.
“It’s an amazing wonder,” Loegering, 73, of Casselton, N.D., said in the video, which was reproduced by the Associated Press. “I don’t have a clue how it did it, but that thing is rotating, as you can see.”
A National Weather Service hydrologist and a weather service meteorologist told the Associated Press that the ice circle could be attributed to the cold, dense air that collected over North Dakota last week — nothing nefarious.
The river began to freeze from the cold, they said, but slowly enough that tiny chunks of ice probably got caught together in an eddy and formed a tidy little galaxy spinning out on the water.
“It’s not a continuous sheet of ice,” Allen Schlag, a National Weather Service hydrologist, told the AP. “If you were to throw a grapefruit-size rock on it, it would go through. It’s not a solid piece of ice — it’s a collection of ice cubes.”
In other words, don’t try to walk on it.
Light up your Christmas light display safely and economically.
1. Safety first. Emergency rooms are filled with home owners who lose fights with their holiday lights and fall off ladders or suffer electric shocks. To avoid the holiday black and blues, never hang lights solo; instead, work with a partner who holds the ladder. Also, avoid climbing on roofs after rain or snow.
2. Unpack carefully. Lights break and glass cuts. So unpack your lights gingerly, looking for and replacing broken bulbs along the way.
3. Extension cords are your friends. Splurge on heavy-duty extension cords that are UL-listed for outdoor use. To avoid overloading, only link five strings of lights together before plugging into an extension cord.
4. LEDs cost less to light. LED Christmas lights use roughly 70% to 90% less energy and last up to 10 times longer than incandescent bulbs. You can safely connect many more LED light strings than incandescents. Downside: Some think they don’t burn as brightly as incandescent bulbs.
5. Solar lights cost nothing to run. Solar Christmas lights are roughly four times more expensive to buy than LEDs, but they cost zero to run. They’re a bright-burning, green alternative. Downside: If there’s no sun during the day, there’s no light at night. The jury’s also still out on how long they last; they’re too new on the market for results.
6. Dismantle lights sooner than later. Sun, wind, rain, and snow all take their toll on Christmas lights. To extend the life of lights, take them down immediately after the holidays. The longer you leave the up, the sooner you’ll have to replace them.
7. Plan next year’s display on Dec. 26. Shop the after-Christmas sales to get the best prices on lights and blowups that you can proudly display next year. Stock up on your favorite lights so you’ll have spares when you need them (and after they’re discontinued).
8. Permanent attachments save time. If you know you’ll always hang lights from eaves, install permanent light clips ($13 for 75 clips) that will save you hanging time each year. You’ll get a couple/three years out of the clips before sun eats the plastic.
9. Find those blueprints. Instead of guessing how many light strings you’ll need, or measuring with a tape, dig up your house blueprints or house location drawings (probably with your closing papers) and use those measurements as a guide.
10. Store them in a ball. It sounds counterintuitive, but the best way to store lights is to ball them up. Wrap five times in one direction, then turn the ball 90 degrees and repeat. Store your light balls in cardboard boxes, rather than in plastic bags: Cardboard absorbs residual moisture and extends the life of your lights.
courtesy of: http://members.houselogic.com/